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Brigit cash advance: what it really costs
Advances of $25–$500 ($25–$250 in Maine) with the Plus plan at $8.99 a month. Standard delivery is free; express delivery costs extra unless you pay $15.99 for Premium. No tips, no credit check.
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$100 today
$9.98–$14.98
≈260–391% a year if repaid in 14 days
$100 by standard transfer
$8.99
≈234% a year if repaid in 14 days
| Operated by | Brigit |
|---|---|
| Advance limits | up to $500 |
| Monthly membership | Plus $8.99 a month on Brigit's help page (its terms give $5.99–$9.99), needed for advances; Premium $15.99 a month includes free express delivery |
| Instant transfer fee | $0.99–$5.99 by amount for delivery within about 20 minutes (Brigit's terms, section 7.6.3). Free with Premium. |
| Standard transfer | Free, 2–3 business days |
| Tips | None ("No interest or tips, ever") |
| Repayment | On the date you choose, usually your next payday; free extensions available |
| If a repayment fails | Brigit suspends further advances. Its terms say it won't use debt collection or report you to credit bureaus. |
| Who qualifies | A checking account with 60+ days of activity, a positive balance and 3+ recurring deposits from the same source. Average advance $73. |
| Banks that don't work | none stated |
| Credit check | None |
| Not offered in | Brigit says it is "not available in all states" but doesn't list them |
| How to cancel | Anytime, in the app, on the website or by email |
| App ratings | iPhone 4.8 (567k ratings) |
What users complain about
- Advance limits that shrink without warning, even after on-time repayment
- Repayment taken early, causing overdrafts
- Memberships that are hard to cancel
- Support that is slow or only automated
The most common themes in about 500 low-star App Store reviews of Brigit, Klover and Grant that we read in September 2026. The themes were shared across the three apps, so they aren't specific to this one.
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