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Current cash advance: what it really costs
Only for Current account holders who get paid into it. Up to $750, free within 3 business days, or instantly for a fee Current doesn't publish. Repaid automatically from your next paycheck.
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$100 today
instant fee not published
$100 by standard transfer
$0
≈0% a year if repaid in 14 days
| Operated by | Current |
|---|---|
| Advance limits | up to $750 |
| Monthly membership | $0 |
| Instant transfer fee | "Instant Access Fee"; amount not published (secondary source: from $4.99) |
| Standard transfer | Free, within 3 business days |
| Tips | Not stated |
| Repayment | Taken automatically from your next payroll deposit; early repayment in the app |
| If a repayment fails | Current's page says late payment fees may apply |
| Who qualifies | Eligible payroll deposits into a Current account; income and employment checks |
| Banks that don't work | none stated |
| Credit check | "No impact on your credit score" |
| Not offered in | CT, MD, NV, WI, DC |
| How to cancel | No membership |
| App ratings | iPhone 4.8 (197k ratings) |
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