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FloatMe cash advance: what it really costs
Advances ("Floats") of up to $200. The $6.99 monthly membership is on by default, but FloatMe's terms let you get a Float without it by emailing [email protected]. Standard delivery is free; instant costs $1–$10 ($7.50 on $100). Not available in Connecticut, Nevada or DC.
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$100 today
$7.50
≈196% a year if repaid in 14 days
$100 by standard transfer
$0
≈0% a year if repaid in 14 days
| Operated by | FloatMe |
|---|---|
| Advance limits | up to $200 |
| Monthly membership | $6.99 a month, on by default and auto-renewing; optional: FloatMe's terms (section 7) say you can get a Float without it by emailing [email protected] with the subject "No Cost" |
| Instant transfer fee | FloatMe's terms (section 10): $1 for $10, $3 for $20, $4 for $30, $5 for $40–$50, $7.50 for $80–$100, $9 for $150, $10 for $200; lower caps in Indiana and Maryland |
| Standard transfer | Free (ACH), usually within a business day |
| Tips | Not stated |
| Repayment | On your next payday |
| If a repayment fails | Not stated on the pages we could read |
| Who qualifies | A linked bank account; approval not guaranteed |
| Banks that don't work | none stated |
| Credit check | None |
| Not offered in | CT, NV, DC |
| How to cancel | Anytime in the app. Uninstalling the app does not cancel the membership. |
| App ratings | iPhone 4.8 (156k ratings) |
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