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Grid cash advance: what it really costs
Advances up to $200, with limits that grow as you repay on time. Grid's terms say you can get an advance without its Grid+ subscription by emailing [email protected]; faster delivery costs $2.99.
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$100 today
$2.99
≈78% a year if repaid in 14 days
$100 by standard transfer
$0
≈0% a year if repaid in 14 days
| Operated by | Grid |
|---|---|
| Advance limits | up to $200 |
| Monthly membership | Grid+ price is shown in the app (secondary sources: $10 a month); optional: Grid's terms say you can get an advance without it by emailing [email protected] |
| Instant transfer fee | $2.99 for delivery to your debit card within 8 hours (Grid's terms); otherwise free in 1–3 days |
| Standard transfer | Free, 1–3 days |
| Tips | Not stated |
| Repayment | Automatic; on-time repayment raises your next limit |
| If a repayment fails | Not stated on the pages we could read |
| Who qualifies | Account activity and balances, direct deposits, repayment history, income and tax-refund projections |
| Banks that don't work | none stated |
| Credit check | None (secondary source) |
| Not offered in | no exclusions stated |
| How to cancel | Not stated on Grid's pages |
| App ratings | Android about 4.3 (about 45k reviews), from search listings |
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