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Possible Finance cash advance: what it really costs

Advances of $10–$150 without a subscription, or $50–$300 with one ($15 a month), which also lets you repay in 4 instalments. No interest, late fees or tips; an instant-delivery fee applies only in some states. First advances average $85.

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$100 today

$0

≈0% a year if repaid in 14 days

$100 by standard transfer

$0

≈0% a year if repaid in 14 days

Operated byPossible Finance (partner bank: Coastal Community Bank (in some states))
Advance limitsfirst advances average about $85; up to $150
Monthly membershipOptional, $15 a month (raises the limit to $300 and allows 4 instalments)
Instant transfer feeUsually none; "Instant Delivery fee may apply in select states"
Standard transferInstant, or 1–2 business days by bank transfer
TipsNone
RepaymentFlexible; reschedule free of charge; subscribers can split into 4 instalments
If a repayment failsNo late fees; other consequences not stated
Who qualifiesA linked bank account; availability varies by state
Banks that don't worknone stated
Credit checkNone; "won't impact your credit"
Not offered inno exclusions stated
How to cancelAnytime
App ratingsiPhone 4.8 (137k ratings)

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Sources (checked October 30, 2026)