Home › Tools › Loan or gift? A four-question check

Loan or gift? A four-question check

Four honest questions tell you whether the money you're handing over is really a loan or a gift, and what that means, including for taxes.

Amount ($)Do you expect every dollar back?

Yes Some of it Honestly, no

Is there a date or a schedule for repaying?

Yes Roughly No

If it didn't come back, would you ask for it?

Yes Maybe No

Is it written down?

Yes We plan to No

Runs in this browser. Nothing is sent to us or saved.

General information, not financial, legal or tax advice.